Home Buying & Selling
Buying a new home in Chesterfield
If you need expert help when buying a new home, Anderson Partnership Solicitors is here for you. We are based in Chesterfield and offer our services in the surrounding areas.
It can be stressful when buying or selling a home. At Anderson Partnership Solicitors, we will handle all the legal work and relieve the stress as much as possible. We'll also make sure that any work required by your mortgage lender is completed. We are on the panel of all leading lenders and can help you change your existing mortgage arrangements with the help of our re-mortgaging service.
Buying or selling property can be a daunting thought for many people as there are numerous steps and legal procedures involved which many are unaware of. Here at the Anderson Partnership we ensure our clients receive the best possible conveyancing service and the reassurance they deserve. This includes supporting you through traditional property law grey areas, such as:
• Help to Buy ISAs. If you set up an ISA before the November 2019 deadline, you still have until 2029 to use it. Even if you missed this opportunity, it might still be possible to get similar returns with a Lifetime ISA. We are here to help you understand how the bonus is applied, and how that might affect your deposit.
• First Time Buyer Stamp Duty Relief. New stamp duty thresholds were introduced in September 2022 as part of the Stamp Duty Land Tax (Temporary Relief) Bill. This bill has now been passed through the House of Lords and thresholds are fixed until March 2025.
The nil-rate threshold for First Time Buyers’ Relief has been temporarily increased from £300,000 to £425,000 and the maximum property value that is eligible for First Time Buyers’ Relief is increased to £625,000.
Your legal fees are payable on completion. The only upfront costs are your third-party search fees.
Call 01246 220737 for a free, no obligation initial chat or email alison@andersonslaw.co.uk
*Promotional offers can't be combined with any other promotion or discount but, our 'no sale, no legal fee' service still stands. This means we will undertake the legal side of your home move on the contractual basis that, if it does not complete, you won't be charged any conveyancing fees. This is particular useful in the current financial climate where house moves and chains fall through on a regular basis. We feel that at a time when every penny counts, no sale, no fee conveyancing is of great help to avoid hefty financial outlay on a sale that doesn't come to fruition. We will just ask you to pay a small sum upfront to cover the cost of initial disbursements. These are fees paid by us on your behalf to third parties. Our conveyancing service also operates on a no hidden charges basis. In other words, the price you see is the price you pay.
The benefits of using the Anderson Partnership for your conveyancing;
- no hidden extras
- we provide fully itemised quotes
- we provide a breakdown of all costs.
- figures will be instantly emailed to you and you can then compare our conveyance pricing against the competition and make an informed decision on who to use.
Are you a Blue Light Card Holder?
Have a look at our discount offer for NHS, Emergency and Armed Forces Personnel. Click on the link to find out more.
If your property sale falls through, we will put the conveyancing on hold until another buyer for your property has been found.
What Our Client's have said...
"What could Anderson Partnership have done better? Nothing, you were superb!"
"Always an excellent service."
"Fast, quick to respond, efficient and friendly."
"Simple, straightforward and uncomplicated."
"Thank you for doing a brilliant job for us."
Notwithstanding any obligation, we believe in being open and transparent about our fees.
VAT, where applicable, is rated at 20%.
Below are our fees for buying and selling your home. In addition to these fees will be disbursements payable. Disbursements are fees that we are required to pay out on your behalf to third parties and include the following:-
• Search fees – approximately £262.20 depending on the local authority
• H M Land Registry fee. The Land Registry fix this according to the purchase price (see Land Registry fee scale on their website)
• Stamp Duty Land Tax - This depends on the purchase price of the property. It can be calculated by visiting the HMRC website.
We charge a fee for electronic money transfers (T/T) of £48 (inc. VAT).
Based upon work involved and on insurance risk to purchaser and lender, we typically estimate our own fees as set out thus:-
The time the process takes is dependent on a number of factors but the average time is around 6-8 weeks.
It can be quicker or slower, depending on the other parties in the chain or if a new build property is involved.
We will:
• Take your instructions and give any initial advice required
• Check finances are in place to fund the purchase
• Receive and advise on contract documents
• Carry out searches
• Obtain further planning documentation if required
• Raise any necessary enquiries of the seller’s solicitor
• Give you advice on all documents and information received
• Advise on the conditions of your mortgage offer
• Send final contract to you for signature
• Draft transfer document
• Advise on joint ownership
• Exchange contracts and notify you
• Obtain pre-completion searches
• Arrange for all monies required to be received from your lender and yourself
• Complete purchase
• Deal with payment of Stamp Duty Land Tax
• Register your ownership of the property with the Land Registry
Alison Hardy, a Chartered Legal Executive with over 25 year years experience, oversees the Conveyancing Team. All members of the team work to the Law Society’s Conveyancing Quality Scheme accreditation standard and are annually assessed to ensure that this standard is maintained.
We'll guide you through the following:
- Obtaining title deeds
- Preparing contracts
- Checking guarantees
- Checking boundaries
- Checking covenants
- NHBC
- Local authority
- Drainage and mining searches
- Environmental searches
Competitive fees
We'll provide you with a free, no obligation quotation after finding out your needs. You'll find that our fees are among the most competitive in the area.
You can count on Anderson Partnership Solicitors for legal assistance when buying a new home. We are based in Chesterfield and offer our services in the surrounding areas. Contact us today.
Are you buying a new home? For quality legal assistance, call:
01246 220 737
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